Middle Class: Joe

Congrats! He's all yours! Joe makes about $40k per year.



Here are some of Joe's qualities:

• He watches sports.
• He plays video games.
• He complains about his boss.
• He blames everybody else for his problems.
• He spends money rather than investing.
• He spends more money looking rich rather than being rich.
• He has a savings account but doesn't know much about stocks or investing.
• He thinks little about the future, but at least he looks great.
• He might have a 401k but no real retirement plan.

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